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Yes. Scheduled payment should be implemented as a new feature on governance module
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Not sure what is coin vote? But yes. Anyone can propose a challenge and community vote for it.
i describe possible payment schedule assuming “exponentially increasing accumulated payment”
accumulated payment(%) = (exp(t/N) - 1) / (e - 1)
t = monthly period (1,2, …, N)
N = entire payment period (N months)
so, monthly payment will be
payment at end of t-th month = {(exp(t/N) - 1) - (exp((t-1)/N) - 1)} / (e - 1)