Thank you for submitting this idea — we appreciate the initiative and would like to offer a few points of constructive feedback.
First, you’re absolutely right in noting that while lending markets do exist within the broader Cosmos ecosystem, none are currently operating in direct integration with the Cosmos Hub itself. This absence may reflect the reality that the Hub—under the InterChain Security model (ICS)—has struggled to attract strong market-fit demand for such consumer chain services.
Second, it’s important to consider the current trajectory of the Cosmos Hub. With the recent strategic shifts at the ICF, the Hub is now undergoing a significant transformation into a service chain architecture. A central piece of this evolution is the upcoming deployment of an EVM execution module, which is expected to unlock new utility for builders and developers.
Given this context, we strongly encourage you to explore the possibility of deploying your protocol directly on the Cosmos Hub via this EVM module, rather than pursuing a standalone consumer chain. This approach could bring more visibility, composability, and alignment with the Hub’s evolving priorities.
Thanks again for your contribution — we’re looking forward to seeing how your project evolves.
Govmos.